Get the best mortgage loan for you!

Deciding to buy a home or refinance a mortgage is a huge financial step. You can trust us to find the loan program that's best for you. We want to be your trusted local resource.

Buying a new home

can be a source of anxiety and frustration -- and a huge sense of accomplishment. Selecting a home is an intensely personal decision based upon your family criteria and needs. The qualification process for financing has probably not been this stringent in your lifetime, but we can help guide you through the labyrinthine steps to getting the home you've selected!

Refinancing your current mortgage

has never been trickier. But even though the process requires intense scrutiny from increasingly-nervous lenders, we know how to get it done to save you money every month you make a payment.

Tapping into your home equity

is perhaps more needed now in our uncertain economy than any time in recent memory. Many families need to tap the equity to simply make ends meet or provide that necessary cushion in troubled times. We'll help with the best program to fit your needs and goals.

Whatever Your Need

our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: We will help you qualify, apply and be approved for the right financing, explaining the process the whole time.

Got Questions?   GET ANSWERS!


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Reverse Mortgage Applications See 19% December Decline
1/27/2012 3:21 PM
Reverse mortgage applications submitted to the Department of Housing and Urban Development fell 18.9% in December to 6,092. The total number of applications in the prior month, November, was 7,058, according to the most recent HUD data release in its monthly Federal Housing Administration Single-Family Housing Outlook. Applications have seen a slow...Read More
 
Top Mortgage Producers on the Move in 2012, Management to See “Shake Up”
1/27/2012 2:09 PM
The top mortgage originators will continue to flock toward the best model-matched organizations for their business in 2012, and management teams will be “shaken up.” These predictions and others were made by national mortgage sales recruiting firm Hammerhouse in its outlook for the top hiring trends in 2012. “2012 will be a pivotal year...Read More
 
Friday Round-Up: MetLife Ditches Financial Assessment
1/27/2012 11:38 AM
In case you missed it… here’s what happened in reverse mortgage news this week. MetLife pulled the plug on its borrower financial assessment … for now. The company was the first to publicly introduce a financial assessment for borrowers in an effort to prevent tax and insurance defaults. Citing the lack of other lenders to [......Read More
 
Urban Seeks Feedback on Proposed Reverse Mortgage Financial Assessment Guidelines
1/26/2012 4:42 PM
Urban Financial Group notified its wholesale partners this week that it is seeking feedback on proposed financial assessment guidelines for its reverse mortgage borrowers. In a memo obtained by RMD, Urban outlined the draft of proposed guidelines for borrowers and is seeking comments between now and January 27. The company has not indicated any tim...Read More
 
CNBC: Use Home Equity as Nest Egg for Retirement
1/26/2012 4:36 PM
In these tough economic times, many retirees are looking for ways to guarantee income in their later years, and getting a reverse mortgage is one possibility, says a recent CNBC article. As the name implies, such loans work in the reverse order from a typical mortgage, in that you receive a monthly check from your [......Read More
 
Generation Signs on with Mortgage Cadence Lending Software
1/26/2012 3:29 PM
Generation Mortgage has announced that it’s moving away from its proprietary lending system to the use of Mortgage Cadence’s enterprise lending platform, Orchestrator, Finale Document Services, and the Mortgage Cadence Opus imaging solution. “Making the transition from our own technology to working with Mortgage Cadence will allow us to...Read More
 
Small Banks May Escape CFPB Enforcement, Somewhat
1/26/2012 1:22 PM
The smallest of banks might get a pass when it comes to Consumer Financial Protection Bureau enforcement, the CFPB’s director told a House oversight committee during a hearing this week, referencing an earlier conversation with the Independent Community Bankers of America. That conversation, which took place via conference call and is outline...Read More
 
Reverse Mortgage Lenders Gear Up, Seek New Talent for 2012
1/26/2012 11:24 AM
In a continually changing industry, reverse mortgage lenders are gearing up for growth in 2012—and they’re staffing up accordingly. Openings from loan originators to branch managers and servicers are all up for grabs, so check out the following opportunities from both national and regional companies across the U.S. For a complete list of jobs...Read More




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Obama administration expands HAMP program
1/27/2012 1:02 PM
Obama administration expands HAMP progra...Read More
 
US gov't to extend and expand foreclosure program
1/27/2012 8:38 AM
The Obama administration said Friday that will expand its signature foreclosure-prevention program to try to help those with heavy debt loads avoid losing their homes.The Home Affordable Modification Program .....Read More
 
Banks expect to spend less on bad mortgages
1/27/2012 8:34 AM

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Roubini holds little hope of global economic fix
1/27/2012 6:05 AM

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Is an annuity right for your retirement?
1/26/2012 8:00 PM
Dear Dr. Don,I am 64 and out of work. I have a mortgage and a small amount of money in an individual retirement account. I want to keep most of the money in my IRA, but my adviser suggests I put $10,000 .....Read More
 
Establish credit by co-signing a car loan?
1/26/2012 8:00 PM
Dear Driving for Dollars,I need to buy a car and don't have much of a credit history. I was told I should get a co-signer for a car loan. My sister is considering co-signing for me. If she does, which .....Read More
 
Rate on 30-year fixed mortgage rises to 3.98 pct.
1/26/2012 10:39 AM
The average rate on the 30-year fixed mortgage rose this week for the first time this month, though it remained below 4 percent for the eighth straight week.The low rates may be contributing to a slow .....Read More
 
Mortgage rates for the past 52 weeks, at a glance
1/26/2012 10:17 AM
The average rate on a 30-year fixed mortgage rose to 3.98 percent, Freddie Mac said Thursday. It was the first increase in four weeks and up from last week's record low of 3.88 percent.Here's a look at .....Read More
 
How Credit Unions Support Community Development
1/26/2012 2:26 AM
In many ways, credit unions are just like regular banks. They offer checking and savings accounts, loans, credit cards, and all the other financial products you'd expect, but there's one characteristic .....Read More
 
Housing data points to slowdown in sales
1/25/2012 10:21 AM

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